Accidental Death Protection


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	There are no long forms to fill out and no medical exams are required!

Accidental Death Protection

Accidental Death Protection is most important when tragedy strikes and you need financial help the most. If a fatal accident takes your life or the life of a family member, are you financially prepared? Right now, you can take advantage of a plan that can provide you with 24-hour-a-day accidental death protection for you and your family.

Accidental Death Protection

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Family Protector Plan Instant Online Quotes

Family Protector Plan Purchase Online

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Accidental Death Protection
Whole Life Insurance for Adults and Seniors
Whole Life Insurance for Children

There are no long forms to fill out

and no medical exams are required!

The Family Protector Plan provides up to $250,000 of added security for a covered accidental death. Coverage is guaranteed regardless of health or occupation if you are between the ages of 18 and 69. There are no long forms to fill out and no medical exams are required. The affordable monthly premiums are guaranteed to never increase. The benefits are also guaranteed to never be reduced until age 70, at which time, they are reduced 50%.

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Policy Benefits

Inflation Benefit - For every year the Policy remains continuously in force, the Primary Insured's Principal Benefit will automatically be increased by 5% of the Initial Principal Benefit until the Principal Benefit is equal to 125% of the Initial Principal benefit, or the Primary Insured turns age 70, whichever is earlier.

Education Benefit - Upon the accidental death of the Primary Insured, pays an additional 10% of the death benefit for each dependent child who on the date of the accident is between the ages of 15 and 22. Available only on the family plan and limited to $10,000 per child.

Seat Belt Benefit - Pays 10% of the Insured's principal benefit if the Insured suffers an accidental death while operating or riding in a car and wearing a seat belt.

Common Disaster Benefit - If the Primary Insured and the Insured spouse both suffer accidental death in a common accident, the Insured spouse's death benefit will be increased to 100% of the Primary Insured's Principal Benefit. Available only on the family plan.

Dismemberment Benefit - Pays for loss of a hand, foot or eye, subject to a table of losses.

Paralysis Benefit - Covers quadriplegia, paraplegia, and hemiplegia subject to a table of losses.

Scheduled Commercial Airline Benefit - Pays an additional benefit amount equal to each Insured's Principal Benefit at the time of death from accidental bodily injury received as a fare-paying passenger on a commercially scheduled airline.

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